The list price of £95,000 for a studio apartment in Cheltenham seems reasonable. However, the absence of square footage information prevents a precise comparison with average prices per square foot in the area. Therefore, a price of 7 is given to account for the apparent value.

Based on the provided photos, the property appears to be in a reasonable condition. The bathroom and kitchen show some wear and tear but are functional. However, without a complete interior view, a definitive assessment cannot be made. More detailed photographs are required. The exterior is unremarkable. More images of the exterior and interior are required before a more accurate assessment can be made.

The property is located in Oakley, Cheltenham, which benefits from proximity to local amenities. The presence of several schools within a reasonable distance adds to its family-friendliness. Cheltenham Spa train station is also within reach, offering good transport links. However, the specific details regarding the quality of these amenities and the overall desirability of the immediate neighborhood require further information for a more definitive score.

The listing provides no information about the existence of a garden or any outdoor space. Therefore, a score of 1 is given, reflecting the lack of available land.