The listed price of £650,000 seems relatively reasonable for a three-bedroom house in Greater London, particularly considering the presence of a garden. However, a precise assessment requires more data about the average price per square foot in the immediate area and comparables with similar properties in terms of size, condition, and features. The provided nearby listings and street averages are insufficient for a definitive judgement. The price could be considered slightly high considering the need for refurbishment.

The property appears to be habitable, however, the photographs reveal a need for some cosmetic improvements and potential repairs. The wooden flooring shows significant wear, the staircase requires attention, and some rooms appear somewhat dated. While the kitchen and bathroom seem relatively modern, the overall condition suggests a need for some updating to fully realise its potential. This makes a score of 6 appropriate.

The property is situated in the Norbury & Pollards Hill area of Croydon, which benefits from good transport links to central London via Norbury station. The proximity to several schools, although requiring further investigation into their specific suitability, and various amenities contribute to a reasonably convenient location. However, the lack of detailed information on the immediate vicinity limits the score. More information about local shops, green spaces, and the overall feel of the neighborhood would improve this score.

The property includes a sizable garden, as shown in the provided photographs. The garden appears well-maintained and offers ample outdoor space which is a significant asset in London. The sizeable garden improves the property’s appeal and functionality, justifying this score.