The list price of £120,000 for a two-bedroom apartment seems reasonable, considering comparable properties in the area and its proximity to amenities and transport. However, the lack of information on the size of the apartment relative to the list price, alongside the needed refurbishment limits a higher score.

Based on the provided photos, the property appears to be generally habitable but in need of some modernisation and updating. The decor is dated, and some areas show minor signs of wear and tear. Whilst not in disrepair, the property would benefit from cosmetic improvements to enhance its appeal and market value.

The property benefits from its proximity to Kidderminster town centre, offering convenient access to amenities, transport links (Kidderminster train station is less than 1km away), and good schools. The presence of several highly-rated primary schools within a short distance is a significant plus for families. However, the specific location within Chaddesley Gardens might lack some of the desirable features of other areas in Kidderminster, therefore not justifying a higher score.

The property is an apartment with no private garden or significant outdoor space. Therefore, the land score is very low.