The list price of £195,000 seems somewhat high, relative to other comparable properties in the area. While similar apartments on Ruby Street have sold for slightly less, or significantly less, the average property price in nearby streets are notably higher. However, the lack of square footage data for comparable properties makes direct comparison difficult. The size (821 sqft) is also a relevant factor when considering the price. Additional factors such as the condition and features (e.g. loft room) influence the overall value and might warrant the asking price. More information would be needed to give a more definitive judgment.

Based on the photos, the property appears to be in good, updated condition. The finishes seem relatively modern, and the property is clean and well-maintained. However, the images do not reveal the full extent of the property, and it is difficult to assess the condition of things not visibly shown in the images.

Saltburn-by-the-Sea is a popular coastal town with a good range of amenities and transport links. The proximity to the beach, train station, and schools contributes to the relatively high score. However, the specific location on Ruby Street would require further investigation to determine its precise position within the town and whether it faces any specific drawbacks (e.g., noise, limited views).

The property is described as an apartment and therefore has virtually no associated land. The score reflects this lack of outdoor space.